Exam Instructions

JAIIB – Nov/Dec 2015

Candidates  are required to visit Institute’s web site www. iibf.org.in >>> EXAM RELATED   to know about  IMPORTANT ANNOUNCEMENTS related to Examinations.


(Last date for applying for examination : 28/08/2015)

Examination DATE



15/11/2015 Sunday

ONLINE - Will be given in the admit Letter

Principles & Practices of Banking

22/11/2015 Sunday

ONLINE - Will be given in the admit Letter

Accounting & Finance for Bankers

29/11/2015 Sunday

ONLINE - Will be given in the admit Letter

Legal & Regulatory Aspects of Banking

Last Date for receipt of Change of Centre Requests at the respective Zonal Offices for the JAIIB Examination scheduled for Nov 2015 : 10th October 2015


Institute is conducting certain examinations simultaneously on the same day. Candidates   are, therefore, requested to see the time table carefully and apply for only one examination scheduled to be conducted on a date given in the time table.  No Refund of examination fees will be given in case if any candidate applies for more than one examination and not able to appear for the same due to the schedule being same.

ELIGIBILITY: Eligibility is governed by rules published in the Rules and Syllabus of JAIIB Examination. For applying JAIIB, membership subscription should not be in arrears. Candidates must quote their membership number correctly in spaces provided in application form.

1, Principles & Practices of Banking
2. Accounting & Finance for Bankers
3. Legal & Regulatory Aspects of Banking

First block of 2 attempts Rs 2736/-*
Second block of 2 attempts Rs 2736/-*

*Inclusive of 14% Service Tax.(Reg.No.AAATT3309DSD002)


STUDY MATERIAL: Examination fee does not include cost of study material. Please refer Rules & Syllabus of the examination at www.iibf.org.in

The Institute has developed a courseware to cover the syllabus. Candidates are advised to make full use of the courseware and also the updates put on the IIBF website from time to time. However, as banking and finance fields are dynamic, rules and regulations witness rapid changes. Hence, candidates should keep themselves updated on latest developments by going through Master Circulars issued by RBI, visiting the websites of organizations like RBI, SEBI, BIS etc.


(i) Candidates should appear for the examination only at the centre where they are working provided there is an examination centre at such place and if there is no examination centre, they should appear at the nearest examination centre. Result of candidate violating this rule or giving wrong information is liable for cancellation.

(ii) Candidates will have to appear at the centre which they choose while applying for the examination first time and for the subsequent examinations also. The venue for the examination will be advised while issuing the examination admit letter.

(iii) Request for change in centre due to transfer or any other valid reason should reach the Institute 45 days before the commencement of the examination. Any request received thereafter will not be entertained.

(iv) No change of centre request will be accepted for personal reasons. All the requests in case of change of centre due to transfer, training and deputation etc. should be accompanied by employer's authentication.

The Institute reserves the right to close any of the existing centre/s on account of less number of candidates appearing from that centre or any other reason which it may think fit. In such case, candidate will be advised to appear at the examination from the nearest available centre.

Institute will conduct its JAIIB examination in On-line mode only.

In the absence of a clear indication about the medium opted by the candidate, English will be presumed as the medium.

Candidates, who have exhausted the first block of two attempts, should necessarily apply for the examination  through online immediately for the second block of two attempts, without any gap. If they do not apply immediately after exhausting the first block, the examination/s conducted will be counted as attempt/s of the second block for the purpose of time limit for passing as prescribed in the rules of the examination.

Candidates are required to apply for the examination  through online before the last date of receipt of examination application mentioned in the time table of the Examination.  Application will not be accepted after the last date and no provision for accepting the same with late fee.

For Visually impaired & Orthopedically Challenged candidates, for using Scribe at the examinations of the Institute, refer the Rules/Guidelines available on the web site of the institute at www.iibf.org.in.  They are required to submit application to the respective Zonal Office of the Institute for granting permission for use of scribe in the prescribed format at least 30 days before the commencement of the examination.

Candidates are required  to read the instructions /information about ON-LINE examination before appearing for the examinations. The instructions are available on the homepage of Institute's website www.iibf.org.in under the link "INSTRUCTIONS/ INFORMATION ABOUT ON-LINE  EXAMINATIONS OF THE INSTITUTE".

ADMIT LETTER(Hall Ticket) :

i) With effect from May/June 2014 Examinations the Institute will NOT be sending the Admit Letter (hard copy) through post, but the same containing Venue details, Pass Word etc. will be sent  to candidates through e-mail.  The Examination Admit Letters will also be available on the Institute’s website www.iibf.org.in for download ONE week before the commencement of the examination.

ii) Since the Institute will not be sending the Admit Letter (hard copy) through post, Correct E-mail address is mandatory for receipt of Admit Letter/Hall Ticket through e-mail.

iii) Permanent Membership Identity Card is issued by the Zonal Office at the time of admission as a member or renewal of membership.

iv)  The Examination Admit letter along with Permanent Membership Identity Card should be produced to the Examination Authority each time in the examination venue for identification.

v)  In the absence of Examination Admit letter/Permanent Membership Identity Card, the candidate is liable to be denied permission in the examination venue.



Examination schedule is given on the website www.iibf.org.in.  Institute reserves the right to change the Examination schedule already announced for any valid reason and said  changes will be notified on our website. In such case/s Candidates are required to appear for the examination as per  the revised schedule. Pl note that candidate/s will neither be entitled for  Refund of examination fees already paid nor adjustment of fees so paid against any future examinations of the Institute.

1) Results will be normally declared within 2 months of the conclusion of the examination. Printed result advices (original as well as duplicate) will not be sent but the same will be available on Institute's website 'www.iibf.org.in', in printable form. Candidates are required  to  download the same.
2) Candidates who have passed all subjects of JAIIB/CAIIB Examination, printed consolidated mark sheet cum completion memorandum will be dispatched within 1 month from the respective Zonal Offices of the Institute.

Facility of verification of marks will not be available for Objective Type (Multiple Choice Questions) examinations.

Candidates who passes  JAIIB examination will receive the final Certificate within 6 months after the Examination by registered/speed post from the Corporate Office at Mumbai.

(i) Candidates should be present at the examination venue at least 15 minutes before the commencement of the examination. No candidate shall be permitted to enter the examination hall after the expiry of 15 minutes from the commencement of the examination.

 ii) Candidates should ensure that they sign the Attendance Sheet.
(iii) Candidates should not possess and / or use books, notes, periodicals etc. in the examination hall at the time of the examination/or use mathematical tables, slide rules, stencils etc. during the examination. They should hand them over to the Hall Superintendent before the commencement of the examination. Mobile phones are strictly prohibited in the examination hall. A candidate found in possession of such unauthorized material during the examination is liable to be proceeded against for adoption of unfair means in the examination in addition to reporting the matter to his/her employer for disciplinary proceedings for the misconduct.
(iv) Scientific or Financial Calculators are not permitted at the examination Venue.  Candidate will be permitted to use calculators while appearing for the JAIIB Examination subject to the following calculators should:
a) be fully portable
b) be silent while in operation
c) be battery operated
d) not be capable of being programmed by the insertion of tapes or otherwise,
e) not have print out facilities
f) not be of the type up to 6 functions and 12 digits,
g) not be capable of retaining/storing data in memory when the same is switched off.

Calculators which do not comply with the above conditions and found in possession of candidate during the examination will be confiscated by Examination Supervisors and returned to the candidate at the end of the examination, it will amount to adoption of unfair practice at the examination by the candidate concerned and the Institute shall take such action against the candidate as may be deemed appropriate.
(v) Communication of any sort between candidates or with outsiders is not permitted and complete silence should be maintained during the examination.

(vi) Copying answers from other candidates/other printed/Electronic material or permitting others to copy or consultation of any kind will attract the rules relating to unfair practices in the examination

(vii) No candidate shall impersonate others or allow others to impersonate himself/ herself at the examination.
(viii) No candidate shall misbehave/argue with the Examination Conducting Authorities at the centre.

(ix) Candidates have to compulsory return any papers given including that given for rough work  to Invigilator.

If any candidate violates any of the above rules, it will be considered to be an act of misconduct and he/she will be liable for punishment mentioned below.


The Institute shall have the right to impose penalties on any candidate for committing an act of misconduct/unfair practice in respect of any matter affecting the Institute or in respect of any examination conducted by the Institute or disqualifying any candidate who, they have reason to believe has received or given unfair assistance at the examination, and

(i) to cancel the result of such candidate in all or any of the subjects of the examination at which he/she may have appeared;
(ii) to exclude him/her from future examinations either permanently or for a specified number of examinations;
(iii) to report his/her name to his/her employer and
(iv) to take such other action against him/her as the Institute shall in their sole discretion deem fit and the decision of the Institute shall be final and binding on the candidate concerned.

The Institute shall also have right to cancel results of any subsequent examination at which the candidate may have appeared, if such examination falls within the exclusion period in the penalty, as by reason of imposition of such a penalty of exclusion from the future examination, the candidate would not have been eligible to appear at such subsequent examinations.
In the event of any dispute between the Institute and the member, only Competent Courts in Chennai, Kolkata, New Delhi and Mumbai alone have the jurisdiction to entertain the dispute.

Multiple Choice Questions (MCQs) and Answers

“The Institute conducts its examinations through Multiple Choice  Questions (MCQs).  These MCQs are part of the  Question Bank of  the Institute and its Intellectual Property .  As a matter of policy, these MCQs and their answers will not be shared by the Institute with the candidates or others and no correspondence in this regard will be entertained."

For more details and instructions please refer Rules and Syllabus Booklet or visit Institute's Website – www.iibf.org.in